Group coverage for Small Business
Support your team’s health and well-being with ÂÒÂ×°ÍÊ¿ for Small Business. Our fully digital group benefits experience for small business from 2 to 149 employees offers unparalleled flexibility to provide benefits as unique as your business.
Smart spending accounts
Just getting started with benefits? A Health Care Spending Account (HCSA) offers employee health benefits coverage for many common medical expenses.
- No premiums. Set your budget.
- Extensive list of eligible expenses
- Members choose how they spend
- User-friendly member benefits app
Pay for what you use
Administration Services Only (ASO) allows you to control the cost of employee benefits — pay only for what your employees use.
- Risk mitigation with stop loss pricing as low as $1,000
- A complete digital experience, including enrolment
- Fair and transparent renewal process
Lifestyle benefits built for modern workplaces
Offer flexible spending accounts and lifestyle benefits like fitness allowances and wellness programs, or fund other categories for your employees.
- Simple, automated reimbursement
- Self-serve enrolment to get started fast
- Easily update your budget or categories anytime
Choose the standardized plan you want
Simple, easy-to-obtain coverage for small businesses with under 25 employees.
- Digital, easy-to-use benefits
- Add on an Allowance Account for extra coverage
- Pooled Benefits available upon request
- Receive a guaranteed quote in 48 hours
Coverage and Care at Your Fingertips
A fully integrated platform with web and mobile applications, ÂÒÂ×°ÍÊ¿+ ensures that coverage and care work together to enable individuals to understand their benefits, connect with care, and take charge of their health effectively.
Why Canadian small businesses choose ÂÒÂ×°ÍÊ¿
"When I was looking for a benefits provider I realized that my team wanted something different and the Health Care Spending Account solves that problem. The ÂÒÂ×°ÍÊ¿ team is also very responsive and helpful as well!"
Cameron Anderson, Practica Learning inc.
"Easy to use. Easy to set up. In a world of complications, its great to have something to decrease stress."
Lori Davey, Soil Optix
See ÂÒÂ×°ÍÊ¿ for Small business in action
Find out what your employee benefits experience could look like.
Caring is in our DNA.
Social impact drives our purpose, and our commitment to advancing health equity touches everything we do.
As a non-profit social enterprise without shareholders, we prioritize and reinvest our excess earnings to directly support underserved communities. Through ÂÒÂ×°ÍÊ¿ Cares, we've committed $75 million to improve the health of over one million Canadians by the end of 2025, focusing on mental health, essential medicines, and chronic disease management.
All in pursuit of Better Health for All.