Memorial University Grenfell Campus Student Union
My Plan Details
Here鈥檚 what you need to know about your 乱伦巴士 Insurance student health and dental plan.
Opt-out info
Have alternate equivalent coverage and want to opt out of your student health and dental plan? Requests can be made for a limited time only. Certain restrictions may apply. Click the link below for more information.
Opt-in info
Want to add a spouse or dependent child(ren) to your student health and dental plan? Contact your student union or click the link below.
Inactive period
You may be in a temporary inactive period while 乱伦巴士 collects and updates your enrolment information. Don鈥檛 worry 鈥 you can still submit paper claims. We will process your claims once your information is updated.
Once the enrolment is complete and the inactive period ends, you can sign up for online services on 乱伦巴士+. Our online member portal provides quick and easy access for you to:
- Submit your claims online
- Read your benefit booklet
- Search for a benefit provider
- Search drugs by DIN to check eligibility
- And much more
Once the inactive period ends, you can even submit claims right from your mobile device. Just download 乱伦巴士+. Could it get any easier?
Remember, your GS ID number is your three-letter school code, your student number and 鈥-00鈥 (example: GCS111222333-00).
Here鈥檚 a look at some of what your plan covers
Your student health and dental plan ensures you can take care of your health and well-being during your post-secondary studies by offering a wide range of benefits.
Take a look at the Schedule of Benefits for the details.
Schedule of Benefits 鈥 Effective September 1, 2024
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Health Benefit Plan
Prescription Drugs (Pay Direct Drug Card)
- Prescription drugs: 30% co-pay.
- $2,000 per benefit year, including HPV vaccines.
Medical Items and Services
- 15% co-pay.
- Gender Affirmation (diagnosis of gender dysphoria from a Physician [M.D.] or Nurse Practitioner is required): Reasonable and customary charges, limited to $10,000 lifetime 鈥 no co-pay applicable.
- Footwear (custom-made boots or shoes or custom-made foot orthotics): $150 per benefit year combined.
- Bra (mastectomy): 2 per benefit year.
- Breast prosthesis (Full or Partial): 2 of each kind every 2 benefit years.
- Compression stockings: 2 pairs per benefit year.
- Wigs: $100 per lifetime (due to chemotherapy/radiation), $250 per lifetime (due to alopecia totalis).
- And more
Hearing Care
- 15% co-pay.
- $500 every 5 calendar years.
Emergency Transportation
- 15% co-pay.
- Reasonable and customary charges.
Professional Services
- Chiropractor: $300 per benefit year.
- Chiropodist or Podiatrist: $300 per benefit year combined.
- Registered Massage Therapist (Physician (M.D.) or nurse practitioner recommendation required): $300 per benefit year.
- Naturopath: $300 per benefit year.
- Osteopath: $300 per benefit year.
- Physiotherapist: $300 per benefit year.
- Psychologist, Social Worker/Counsellor, Master of Social Work, Psychotherapist or MindBeacon Therapist Guided Program鈩: $300 per benefit year combined.
- Holistic Nutritional Consultant: Included in the overall combined maximum of $300 per benefit year for Psychologist, Social Worker/Counsellor, Master of Social Work, Psychotherapist and MindBeacon Therapist Guided Program.
- Speech Therapist: $300 per benefit year.
Accidental Dental
- 15% co-pay.
- Reasonable and customary charges.
Vision
- Prescription eye glasses or contact lenses, or medically necessary contact lenses, or laser eye surgery: $125 every 24 consecutive months.
- Optometric eye exams: 15% co-pay. $40 for one eye exam every 24 months.
Travel Benefit Plan
Maximum Number of Days per Trip
- 180 days.
Maximum
- $5,000,000 per covered person per benefit year.
Dental Benefit Plan
Fee Guide
- The current Provincial Dental Association Fee Guide for General Practitioners in the province where services are rendered.
Maximum
- $800 per covered person per benefit year combined.
- If enrolled March 1st or after, $200 per covered person every 12 months.
Basic Services and Comprehensive Basic Services
- 20% co-pay.
Accidental Death and Dismemberment
- $10,000.
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Additional Programs and Services
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As a 乱伦巴士 Insurance plan member you have access to these programs and services.
Student Assistance Program
- Your Student Assistance Program (SAP) through 乱伦巴士 Mental Health provides you with immediate and confidential help for any work, health or life concern. Your SAP coverage provides you and your eligible dependents with up to 5 hours of individual counselling and up to 5 hours of couples counselling. You also have access to advisory services including legal, financial, career, health and life transitions. 乱伦巴士 Mental Health provides an easy online intake and digital user experience by using their proprietary matching technology to ensure you find the right counsellor based on your clinical needs. To ensure the fit is just right, your first 15 minutes of counselling do not apply to your 5 covered hours.
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- Log in to to get started.
The MindBeacon Therapist Guided Program
- As a 乱伦巴士 Insurance plan member, you have access to guided digital therapy through MindBeacon. Offered to you and your dependents (age 16 and over), at no out-of-pocket cost to you, the MindBeacon Therapist Guided Program is an effective, easy-to-access way to receive personalized therapy guided by a mental health professional. It鈥檚 a fully digital program, so with no face-to-face appointments to schedule and get to, your therapy happens anywhere and anytime that鈥檚 comfortable for you. If the MindBeacon Therapist Guided Program is a good fit for you, you can access the program anytime via the web or app using your computer or mobile device. Refer to the Summary of Benefits in your Benefit Plan Booklet for information about any co-pays, deductibles, and maximums that may apply to this program.
鈥 - Access the MindBeacon Therapist Guided Program at info.mindbeacon.com/ehc/gsc-pmember鈥
鈥乱伦巴士 Mental Health
- 乱伦巴士 Mental Health is a digital platform that uses internet-based Cognitive Behavioural Therapy (iCBT) to help plan members and their eligible dependents (age 15+) with mild to moderate anxiety and/or depression take control of their mental health. It includes interactive learning modules, tools, and optional coaching to help develop positive coping strategies and reduce life-disrupting symptoms.
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The program is an effective and easy-to-use anxiety and depression management tool, available to 乱伦巴士 Insurance plan members and their eligible dependents (age 15+) at a discounted rate and can be accessed on most phones, tablets, and computers. Access 乱伦巴士 Mental Health on . Choose from a self-guided program ($75 plus applicable taxes) or a coach-assisted program ($325 plus applicable taxes)*. The programs are reimbursed subject to existing limitations (co-pays, deductibles, and/or maximums) found in the mental health Paramedical Practitioners section of the Summary of Benefits in your Benefit Plan Booklet.
*乱伦巴士 Mental Health is currently available for 乱伦巴士 Insurance plan members residing in Canada.
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