Memorial University of Newfoundland Students' Union
My Plan Details
Here鈥檚 what you need to know about your 乱伦巴士 Insurance student health and dental plan.
Opt-out info
Have alternate equivalent coverage and want to opt out of your student health and dental plan? For a limited time, you can request to opt out. Certain restrictions may apply. Click the link below for more information.
Opt-in info
Want to add a spouse or dependent child(ren) to your student health and dental plan? Contact your student union or click the link below.
Inactive period
You may be in a temporary inactive period while 乱伦巴士 collects and updates your enrolment information. Don鈥檛 worry 鈥 you can still submit paper claims. We will process your claims once your information is updated.
Once the enrolment is complete and the inactive period ends, you can sign up for online services on 乱伦巴士+. Our online member portal provides quick and easy access for you to:
- Submit your claims online
- Read your benefit booklet
- Search for a benefit provider
- Search drugs by DIN to check eligibility
- And much more
Once the inactive period ends, you can even submit claims right from your mobile device. Just download Could it get any easier?
Remember, your GS ID number is your three-letter school code, your student number and 鈥-00鈥 (example: MUN111222333-00).
Here鈥檚 a look at some of what your plan covers
Your student health and dental plan ensures you can take care of your health and well-being during your post-secondary studies by offering a wide range of benefits. Take a look at the Schedule of Benefits for the details.
Schedule of Benefits 鈥 Effective September 1, 2024
鈥Health benefits 鈥 no deductible and unlimited overall maximum.
Prescription Drugs (Pay Direct Drug Card)
- 50% co-pay: HPV vaccines.
- 30% co-pay: all other prescription drugs or refill.
- $2,000 per benefit year.
Hearing Care
- $500 every 5 calendar years.
Medical items and services covered
- Gender Affirmation (diagnosis of gender dysphoria from a Physician [M.D.] or Nurse Practitioner is required): Reasonable and customary charges, limited to $10,000 lifetime.
- Footwear: $150 per benefit year for all footwear services combined.
- Blood glucose meters: $150 every 5 calendar years.
- Insulin infusion pumps: $1,000 every 5 calendar years.
- Wheelchairs: $250 per lifetime.
- Breast prosthesis: $150 every 2 years based on date of first paid claim.
- Contraceptive devices: $50 per calendar year.
- And more
Professional Services
- Speech Therapist: $300 per benefit year.
- Acupuncturist/Chiropractor/Chiropodist or Podiatrist/Osteopath/Physiotherapist/Athletic Therapist/Naturopath/Registered Massage Therapist (Rx required): $50 per visit, up to $500 combined per benefit year.
- Psychologist or MindBeacon Therapist Guided Program鈩 or Psychotherapist or Social Worker/Counsellor or Master of Social Work: $300 combined per benefit year.
- Holistic Nutritional Consultant: Included in the overall combined maximum of $300 per benefit year for Psychologist, MindBeacon Therapist Guided Program, Social Worker/Counsellor, Master of Social Work or Psychotherapist.
- Accidental Dental: Reasonable and customary charges.
Vision
- Prescription eye glasses or contact lenses: $150 every 2 years.
- Optometric eye exams: $40 for one eye exam every 2 years.
Travel Benefits
- Maximum Number of Days per trip: 180 days per trip.
- Emergency Services: $5,000,000 per covered person per benefit year.
Dental Benefits
Maximum of $750 combined, per benefit year.
- Basic diagnostic and preventive services including periodontal scaling and/or root planing, 20% co-pay.
- Basic restorative services and basic oral surgery, 20% co-pay.
- Wisdom teeth extractions, 25% co-pay.
- Comprehensive basic services (excluding periodontal scaling and/or root planing), 90% co-pay.
- Major services, 90% co-pay.
鈥Additional programs and services
鈥As a 乱伦巴士 Insurance plan member you have access to these programs/services.
Student Assistance Program
- Your Student Assistance Program (SAP) through 乱伦巴士 Mental Health provides you with immediate and confidential help for any work, health or life concern. Your SAP coverage provides you and your eligible dependents with up to 5 hours of individual counselling and up to 5 hours of couples counselling. You also have access to advisory services including legal, financial, career, health and life transitions.
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乱伦巴士 Mental Health provides an easy online intake and digital user experience by using their proprietary matching technology to ensure you find the right counsellor based on your clinical needs. To ensure the fit is just right, your first 15 minutes of counselling do not apply to your 5 covered hours.
鈥 - Log in to to get started.
The MindBeacon Therapist Guided Program
- As a 乱伦巴士 Insurance plan member, you have access to guided digital therapy through MindBeacon. Offered to you and your dependents (age 16 and over), at no out-of-pocket cost to you, the MindBeacon Therapist Guided Program is an effective, easy-to-access way to receive personalized therapy guided by a mental health professional. It鈥檚 a fully digital program, so with no face-to-face appointments to schedule and get to, your therapy happens anywhere and anytime that鈥檚 comfortable for you. If the MindBeacon Therapist Guided Program is a good fit for you, you can access the program anytime via the web or app using your computer or mobile device. Refer to the Summary of Benefits in your Benefit Plan Booklet for information about any co-pays, deductibles, and maximums that may apply to this program.
鈥 - Access the MindBeacon Therapist Guided Program at
乱伦巴士 Mental Health
- 乱伦巴士 Mental Health is a digital platform that uses internet-based Cognitive Behavioural Therapy (iCBT) to help plan members and their eligible dependents (age 15+) with mild to moderate anxiety and/or depression take control of their mental health. It includes interactive learning modules, tools, and optional coaching to help develop positive coping strategies and reduce life-disrupting symptoms.
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The program is an effective and easy-to-use anxiety and depression management tool, available to 乱伦巴士 Insurance plan members and their eligible dependents (age 15+) at a discounted rate and can be accessed on most phones, tablets, and computers. Access 乱伦巴士 Mental Health on . Choose from a self-guided program ($75 plus applicable taxes) or a coach-assisted program ($325 plus applicable taxes)*. The programs are reimbursed subject to existing limitations (co-pays, deductibles, and/or maximums) found in the mental health Paramedical Practitioners section of the Summary of Benefits in your Benefit Plan Booklet
*乱伦巴士 Mental Health is currently available for 乱伦巴士 Insurance plan members residing in Canada.
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